November 5, 2026

Mortgage rates continued their downward trajectory this week, improving the environment for prospective homebuyers against a backdrop of strong economic growth.

• The 30-year fixed-rate mortgage averaged 7.18% as of November 5, 2026, down from last week when it averaged 7.24%. A year ago at this time, the 30-year FRM averaged 6.22%.
• The 15-year fixed-rate mortgage averaged 6.57%, down from last week when it averaged 6.60%. A year ago at this time, the 15-year FRM averaged 5.50%.

Information provided by Freddie Mac.

October 29, 2026

The average 30-year fixed-rate mortgage declined again this week, reaching its lowest level this month and modestly boosting purchasing power for prospective buyers.

• The 30-year fixed-rate mortgage averaged 7.24% as of October 29, 2026, down from last week when it averaged 7.32%. A year ago at this time, the 30-year FRM averaged 6.17%.
• The 15-year fixed-rate mortgage averaged 6.60%, down from last week when it averaged 6.68%. A year ago at this time, the 15-year FRM averaged 5.41%.

Information provided by Freddie Mac.

October 22, 2026

The average 30-year fixed-rate mortgage declined this week, offering some relief to prospective homebuyers.

• The 30-year fixed-rate mortgage averaged 7.32% as of October 22, 2026, down from last week when it averaged 7.40%. A year ago at this time, the 30-year FRM averaged 6.19%.
• The 15-year fixed-rate mortgage averaged 6.68%, down from last week when it averaged 6.71%. A year ago at this time, the 15-year FRM averaged 5.44%.

Information provided by Freddie Mac.

October 15, 2026

The average 30-year fixed-rate mortgage remained unchanged this week.

• The 30-year fixed-rate mortgage averaged 7.40% as of October 15, 2026, unchanged from last week. A year ago at this time, the 30-year FRM averaged 6.27%.
• The 15-year fixed-rate mortgage averaged 6.71%, down from last week when it averaged 6.73%. A year ago at this time, the 15-year FRM averaged 5.52%.

Information provided by Freddie Mac.

October 8, 2026

As market conditions continue to evolve, borrowers should remember that shopping around for a mortgage rate and getting multiple quotes can potentially save them thousands over the loan’s lifetime.

• The 30-year fixed-rate mortgage averaged 7.40% as of October 8, 2026, up from last week when it averaged 7.28%. A year ago at this time, the 30-year FRM averaged 6.30%.
• The 15-year fixed-rate mortgage averaged 6.73%, up from last week when it averaged 6.60%. A year ago at this time, the 15-year FRM averaged 5.53%.

Information provided by Freddie Mac.

October 1, 2026

With mortgage rates on their current trajectory, the housing market continues to be supported by favorable economic conditions.

• The 30-year fixed-rate mortgage averaged 7.28% as of October 1, 2026, up from last week when it averaged 7.03%. A year ago at this time, the 30-year FRM averaged 6.34%.
• The 15-year fixed-rate mortgage averaged 6.60%, up from last week when it averaged 6.42%. A year ago at this time, the 15-year FRM averaged 5.55%.

Information provided by Freddie Mac.

September 24, 2026

The housing market remains supported by a solid labor market and an economy that is growing at a healthy rate.

• The 30-year fixed-rate mortgage averaged 7.03% as of September 24, 2026, up from last week when it averaged 6.95%. A year ago at this time, the 30-year FRM averaged 6.30%.
• The 15-year fixed-rate mortgage averaged 6.42%, up from last week when it averaged 6.26%. A year ago at this time, the 15-year FRM averaged 5.49%.

Information provided by Freddie Mac.

September 17, 2026

The 30-year fixed-rate mortgage continues to fluctuate as markets assess economic data.

• The 30-year fixed-rate mortgage averaged 6.95% as of September 17, 2026, up from last week when it averaged 6.76%. A year ago at this time, the 30-year FRM averaged 6.26%.
• The 15-year fixed-rate mortgage averaged 6.26%, up from last week when it averaged 6.09%. A year ago at this time, the 15-year FRM averaged 5.41%.

Information provided by Freddie Mac.

September 10, 2026

The 30-year fixed-rate mortgage averaged 6.76% this week. Aspiring buyers should remember shopping around for the best mortgage rate and getting multiple quotes can potentially save them thousands.

• The 30-year fixed-rate mortgage averaged 6.76% as of September 10, 2026, up from last week when it averaged 6.71%. A year ago at this time, the 30-year FRM averaged 6.35%.
• The 15-year fixed-rate mortgage averaged 6.09%, up from last week when it averaged 6.04%. A year ago at this time, the 15-year FRM averaged 5.50%.

Information provided by Freddie Mac.

September 3, 2026

The 30-year fixed-rate mortgage averaged 6.71% this week. Purchase demand has remained relatively stable indicating steady interest from buyers adapting to evolving market conditions.

• The 30-year fixed-rate mortgage averaged 6.71% as of September 3, 2026, up from last week when it averaged 6.66%. A year ago at this time, the 30-year FRM averaged 6.50%.
• The 15-year fixed-rate mortgage averaged 6.04%, up from last week when it averaged 5.98%. A year ago at this time, the 15-year FRM averaged 5.60%.

Information provided by Freddie Mac.